If you believe political speak then you are in for a rough ride, Social Security is not in danger. the voting public will not let it happen.!~!

If congress had listened to the president, you would have a choice about social security, but congress felt you did not know how to handle your money, therefore they refused to make the change to allow you to choose. As to your other retirement plans, stay with it because congress is constantly borrowing money from social security and adding groups of people that can draw from it, but have never paid into it. Then you have to consider that people are living longer and that the senor citizens numbers are increasing. Most likely by the time you are eligible, there will not be any social security left.

The SS payments you and your generation make are to support you parents and grandparents in their retirement, since too many of one generation were unwilling to support them directly. The programs were established to prevent armed insurrection in the country in the 1930's. This was caused by the republican abuse of the banking system in the 1920's.
This is not double dipping, you can opt out of the 401 K programs by only letting the minimum contribution be made by your employer. Part of your problem is you believe what the Republican scaremongers have been pumping in to the public for 20 years.

Thank your democratic congressional leaders for it.

In my opinion it's people like Hillary and Obama telling you that the government knows what is best for you and what to do with your money.

Personally I would rather they give me the money the government takes out for social security and let me invest it in what I think is the best investment opportunity for me.