I'm not thinking about retirement now.

Only 10%. But I also contribute 5% to an employee stock plan. Last year I was able to drop a few thousand separately into a Roth, but it doesn't look likely this year.

Good for you. Keep saving.

To HahacharadeUR - where the heck did you get those bogus statistics? I'ved looked at income statistics, and at least the top 60% of households qualify as middle class or above. According to the Census bureau, the top 60% of households earn at least $57k. $57k is comfortably middle class except in the most expensive parts of the nation, and in those parts, pay is usually higher to compensate.

That 86% figure would put middle class minimum income at around $100k. Sounds a little high to me. I've linked to the censu bureau info

6% and my employer adds 3%

currently 15%, but have been at it 20 years and it looks pretty good :)

PS. And to "H" whatever above me, I'm quite middle class, always been middle class, always will be middle class ..... Funny, I was able to save.

About 12% for a long time.

0%, any extra cash i send back home to mexico

PLEASE- I live paycheck to paycheck. No retirement for me. Ill either work till i die or die cuz I cant work.

28% 401k
$160 monthly to another..
110 weekly to Social Security...
and SS i will never see :-(
hey but the illegals will!!
sigh