call your account rep or human resource person...you can redeem, but you will most likely have to pay taxes on it at the end of the year.

Many 401(k) plans have the ability for early withdrawal based upon financial hardship. Talk to the plan administrator at work and your accountant. There are severe penalties for early withdrawal. Some plans allow you to borrow against your balance and you don't pay the penalty.

Talk to bank or institution that handles your plan, you can withdraw but will have to pay a penalty and taxes. Or payhaps they may allow you to borrow against it.

If you are still employed, you may not be able to get your money out. It all depends on the provisions of the plan document. If you are still employed and you need the money to prevent foreclosure on your primary place of residence, you may be eligible for a hardship withdrawal if the terms of the plan permit. Otherwise you may be able to get money out depending on your age or other plan specs. You need to talk to someone who is familiar with the terms of the plan to see what your options are. If you are terminated, you just need to contact your prior employer to get the money out.