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Asked 8/14/2008

Nonpermissive use of a vehicle.The son of an employee take the keys to the company car & is involved in a one car accident.coverage was denied .

What can do to ttrigger coverage.How can the son be covered underb the employyer auto policy.other facts.
1. the driver was intoxicated.2.there was a [passenger injured in the accident.

 
 
 
 
 
Answers

Answer 1/4 - Submitted 8/14/2008

The son will have to pay all bills including cost of car, and injury to the other pass, he will not get help from the insurance, company.they will fight this in court.

 
 

Answer 2/4 - Submitted 8/14/2008

Actually I agree with you , I am looking for a logical way to convince the insurance carrier to cover this claim.

 
 

Answer 3/4 - Submitted 8/14/2008

What is the statue of limitaions for filing a property claim? Would telling the tortfeasor about the claim be considered notice? If so then the statue defense woulnot be applicable?

 
 

Answer 4/4 - Submitted 8/14/2008

The statue of limitaions for filing a property claim, can be up to 2 years , most are one year, iam not sure in this case. but your state court div, should have this info for you. how long was it since the son had insurance? and did the pass, have his own car insurance?

 
 
 
 
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