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Asked 1/9/2008

How is your credited effected upon marriage?

If I am planning to get married, how will my future spouses credit history effect me once we are married?

 
 
 
 
 
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Answer 1/1 - Submitted 1/9/2008

Well, it doesn't effect it directly per se if you hold separate accounts. If you buy anything jointly, like a house or a car, you will have to pay the higher interest rate that is based on the lower credit score. Now if he gets a lein on the house or they come after him for something unrelated to you, your joint property could be at risk.

 
 
 
 
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