You would not be able to withdraw funds from your 401k or IRA without a penalty unless you are older than 59 1/2, but rolling your money into a Self Directed IRA avoids penalties and allows you to invest in many things including real estate, businesses, and other alternative investments. The Self Directed IRA is a unique option for those who are tired of loosing retirement money in the market with the limited options their plan offers. You can invest in just about anything, except for life insurance contracts and collectibles, as long as it is not what is called a "prohibited transaction" meaning that the investment cannot be for your personal use, but must be a true investment, and cannot be with certain people or "relatives". My company specializes in providing this alternative investment option for, so contact me if you are interested in finding out more about it.

Scott
360-802-0808